Our Services

Financial Planning and Investment Strategy

Attaining long-term financial security requires careful planning and a disciplined investment process. At Heritage, we utilize sophisticated planning tools that allow us to fully understand your personal situation and to build the optimal, customized solution best suited to your long-term goals.

Portfolio Management and Risk Analysis

Managing the investment portfolio is the cornerstone of any integrated wealth management solution. This is a complex, time-intensive, and dynamic process that requires constant attention. Our expert team of professionals will create a custom portfolio solution for you. We will work with you and your advisors in the monitoring and evaluation of the portfolio.

Cash Flow Management

Proper cash management can be an administrative challenge, and poor cash management can create a drag on portfolio returns. Heritage constructs custom solutions to alleviate the burden of cash flow management. We provide guidance on appropriate cash vehicles, retirement account distributions, and the optimization of withdrawals.

Retirement Planning

Developing a plan for a worry-free retirement is an essential goal. The process can be complex and it involves a high level of prudence and deliberate planning. At Heritage, we work with you to carefully craft a detailed retirement plan designed to allow you to invest wisely and secure your future.

Estate and Trust Planning

Heritage was created by estate planners and is well-versed in charitable giving, trustee services, and complex wealth transfer strategies. We work closely with your attorneys and other professionals in the ongoing management of your wealth transfer plan.

Tax Management and Reporting

Taxes are a complex challenge for any high net worth individual. Heritage works with your tax advisor to ensure that tax consequences are minimized through appropriate planning. In addition to utilizing tax efficient investments, we also focus on low turnover, strategically managing your portfolio to reduce the tax impact of capital gains.