Wealth Management Process
Comprehensive financial planning is a necessary building block of an optimal investment portfolio and is essential to determining risk tolerance. Our four-step Wealth Management Process helps inform an understanding of each unique client’s goals and serves as a road map for the planning and implementation that follows.
Get to know client’s situation and priorities
Gather pertinent client data, which Heritage reviews for planning and investment analysis
Construct a comprehensive financial plan from information gathered and determine:
- Where are you now?
- Where do you want to be?
- How can we help you reach your goals?
Review existing investments
Consider changes to improve portfolio
Present solutions and explain the steps necessary for implementation
Heritage implements and continually monitors the plan
Meet with client regularly to review the financial plan and investment portfolio