Wealth Management Process
Comprehensive financial planning is a necessary building block of an optimal investment portfolio and is essential to determining risk tolerance. Our four-step Wealth Management Process helps inform an understanding of each unique client’s goals and serves as a road map for the planning and implementation that follows.
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STEP 1
Discovery
Get to know client’s situation and priorities
Gather pertinent client data, which Heritage reviews for planning and investment analysis
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STEP 2
Planning
Construct a comprehensive financial plan from information gathered and determine:
- Where are you now?
- Where do you want to be?
- How can we help you reach your goals?
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STEP 3
Analysis
Review existing investments
Consider changes to improve portfolio
Present solutions and explain the steps necessary for implementation
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STEP 4
Implementation
Heritage implements and continually monitors the plan
Meet with client regularly to review the financial plan and investment portfolio