“Do not save what is left after spending, but spend what is left after saving.”

Heritage Update

The Dollar Dilemma

All things come to an end eventually, and at some point that will be true for the US dollar’s status as the world’s reserve currency. For now, however, can any currency rival its reliability, stability, and ubiquity? Do digital currencies or gold offer viable alternatives? No one knows when the dollar’s dominance might fade, and skepticism towards any potential contender is warranted. For more perspective, see our article titled “Is the Dollar’s Dominance in Question?”.

George Snow Scholarship Fund

Earlier this year, Heritage made a contribution to the George Snow Scholarship Fund. The Scholarship Fund, started in 1982, has helped thousands of deserving, college-bound candidates to meet their higher education goals.

Baby Steps

Saving money is often seen as a mundane chore compared to the exhilarating world of investing, yet it is the fundamental first step towards financial stability and growth. Harnessing the concept of inertia, individuals can automate how they save, turning the process into an effortless endeavor. For more on the transformative potential of saving, see our article titled “First Save, Then Invest.”

Employee Profile

Craig C. Chuang, CFA, CFP®

Craig C. Chuang, CFA, CFP®

Wealth Manager

Craig, a Wealth Manager with Heritage since 2006, holds a Chartered Financial Analyst (CFA) designation and is also a CERTIFIED FINANCIAL PLANNER™ practitioner. Craig’s primary focus includes portfolio management, financial planning, and marketing. Craig resides in Parkland with his wife Silja and their two children, where they are actively involved in the community.