“Good fortune is what happens when opportunity meets with planning.”

Heritage Update

Prediction Season

The new year, and every day thereafter, brings market predictions from pundits that typically turn out to be wrong as often as they are right. Instead of trying to time the market, Heritage focuses on a disciplined, individualized approach. Ignoring the folly of predictions will likely leave you better off in the long run.

Community Focus

Heritage is working with the University of South Florida’s Tampa campus to help create a financial planning program curriculum. The month of March finds us supporting Cardinal Gibbons High School and the 110th anniversary of the Hillsboro Lighthouse.

Estate Planning is for Everyone

The year 2016 noted many celebrity deaths reminding us that, celebrity or not, death is an inevitable reality. Careful and deliberate estate planning is crucial. As the article on page 2 discusses, peacefully dividing the kingdom is something that is important to us all.

Employee Profile

Michelle Chin

Michelle Chin

Operations Associate

A key member of our operations team, Michelle has been with Heritage for 14 years. She primarily supports Fred MacLean, Jr. and works with most of our longest-tenured clients. Michelle was previously a financial secretary at the First Presbyterian Church (the “Pink Church”). In her spare time, Michelle enjoys playing volleyball and spending time with her family.